”Future belongs to those who can dream of a better world, and then find a way to share that dream.”
The method we use today of exchanging goods and services has been aging. Money works well but it's not the only means of payment for trade that is possible, and definitely not the best way either because it violates our own psychology and our natural structure and leads to unwanted consequences.
I am sure that people like Benjamin Franklin and others who have contributed, influenced and shaped today's financial system would have had access to the technology and knowledge of our brain that we have today, they had proposed another type of financial system.
“He that is of the opinion money will do everything may well be suspected of doing everything for money.” - Benjamin Franklin.
An encyclopedia of personal finance could be written on this quote alone. Frugality, savings, and thrift are one thing, but greed is another matter altogether. The financial crisis which began in 2008 is a prime example. Greed drove billions of dollars into risky and speculative investments such as sub-prime adjustable rate mortgages and mortgage-backed securities which promised impossible returns to investors who were well beyond their depth of understanding but blinded by dollar signs.
In addition to economists, analysts and international banks we should interfere with psychologists, behavioralists, researchers of our brain to put together these two components, our natural structure with our financial system, to make it go together rather than against each other.
I came to Sweden as a 12 year old. It took more than 3 years to get a residence permit. It was exciting years for me, from hiding and living in a church over 1 year, moving from city to city, changing schools, etc. And always beware of the police.
Not only that but my curiosity and positive adrenaline kick led me to being "unruly" in my younger days. I have committed some crimes, that is why I still have no passport and never had it. Perhaps not so strange considering that I have lived for 10 years in one of Sweden's most criminal areas, Vivalla, Örebro, which is also the main reason I can more easily understand what is behind the majority of many crimes.
In addition to this, neither is anyone who learned me what money is and how to handle it. By borrowing from banks and using it wrong, I ended up in authority: KF.
What I want to emphasize here is not what I've done and why, but what have I learned from all this and how can I use it to make the world a bit better?
I have on several occasions had more sums of money that have ended and I have been back in the same seat without money, then the same pattern of my behavior would repeat.
What drives me was the excitement. It was exciting to perform the crime, it gave adrenaline and when you succeed you get reward in the form of money. In this way, you have created a pattern that repeats again and again at times when you need money or excitement again.
I understood over time that there was a wrong structure. You should not be happy and get a positive kick of destroying something else. It has to change.
The system must be structured in such a way that always lead us to do well and feel good in the long run.
By understanding the thought flow in our minds that one thought feeds the next thought, you can more easily understand the motives behind many events.
"The lack of money is the root of all evil" - (rich dad, poor dad, Robert Kyosaki.)
It is partly true, but at the same time it is much deeper than that. I would rather say that lack of knowledge about ourselves leads to it.
”There are 2 things that define you as a person, your patience when you have nothing and your attitude when you have everything.”
80% of all decisions we make are based on our feelings, and then we defend our decision with logic.
How should we prevent these thoughts or thought flows that are very natural to get in difficult situations. What's wrong will be right in our mind because of the reasons we cover that wrong though with.
By rebuilding the financial system from scratch.
Use the technology we have today and the knowledge we have about how our brain works and put it into the financial system in order to exchange goods / services in a way that leads to the development or improvement of ourselves and the environment.
As I mentioned in the previous article, "https://www.mynewsdesk.com/se/pressreleases/proposals-for-a-new-financial-system-for-individual-currency-has-been-sent-to-the-swedish-riksbank-and-finansinspektionen-1914764" can be compared to our reward system in the brain that guides us through life.
It's just in the reward system that gets confused when you no longer distinguish right or wrong because you've got a positive kick of little everything possible.
Another thing with this financial system of individual currency is that it will not be possible to "borrow" money from each other privately, which historically has led the majority of borrowers to unwanted results that affect relationships, self-esteem and in turn our behavior. The term "loan" will only be used for lending material items and not money.
It's a win win situation, neither the one who wants to "borrow" will not end up in the so-called Loan trap, nor the lender needs to thank no and be ”unhelpful".
What turned my mindset was when I got a positive kick, better self-esteem and self-confidence of doing right, to refrain, to speak up when it is wrong. It made me an even stronger person.
What is self-esteem and self-confidence?
Is the individual's confidence in his ability to perform. It can be a job, school or social context. Self-confidence may vary from day to day and may be increased by confirmation from outside, or temporarily raised, for example, by alcohol. Self-confidence can be quickly trained.
Is the ability to experience oneself as capable of coping with the basic challenges of life as well as deserving of success and prosperity.
A kind of self-love that makes you not "faltering" if you get criticism. Self-esteem is believed by many to be linked to if you as a child have experienced love or not.
Self-esteem is the insight you have about yourself and your inner life (degree of true image) and how you relate to that knowledge (constructively or destructively). Self-esteem is about what we are while self-confidence is about achievements and competencies. Self-esteem and self-confidence are different separate parts of our psychology.
With good self-esteem, we become more self-directed (own needs, values and convictions), while self-confidence, influenced by criticism and praise, risks making us more out of control.
Self-esteem is to consistently embrace his inner child with tenderness and respect.
Everything is about what frames and references you decide to have in life. Do you want to do as you please or do things to please others? How much do you listen to your own voice? Is your voice as valuable as others?
If you think you are a bluff and that everyone will come to you soon because you do not even attend an intern, it's time to take a look at how you look at yourself.
"The way you walk, the way you talk, the way you think, the way you feel; Is the way you will be met and received. ”
What is a financial system really? How was money created?
What is money?
The money's history shows us that they are a means of trade. They can be a means of payment because they have a set value that everyone has trust and confidence in.
Money is also a way of storing value for the future. So, for example, we can save our money to buy something expensive in the future.
Finally, money is also a calculation unit. They are easy to count and make it possible to give goods a set value.
The banknotes then?
Until recently, money was only based on coins. This was because a coin contained an exact amount of weight of a metal such as gold or silver which had a known value. This type of money is called "coin currency", and the value of money is guaranteed by the precious metal they contain.
As trade grew, more and more money was needed as a means of payment. Banks and governments therefore began to issue banknotes.
Banknotes do not contain the value they correspond to.
Instead, a banknote issuer guarantees its value. This is called "paper currency".
Many thousands of years ago, our European ancestors lived as hunters and farmers.
They had not discovered the metals, but hunted and farmed with stone tools - this era is called the Stone Age. Stone-age people did not have the banknotes and coins we use today. Instead, they exchanged goods: for example, a hunter could change animal skin against cereals with a farmer, or a fisherman could change ornaments on a sandstone shredded with a hunter. This exchange is called exchange. An important factor in the trade is that it involves the exchange of goods that have a value.
A means of payment
When our ancestors learned to make metals, exchanges became easier.
This is because metals such as gold, silver, tin and iron were valuable to all. So a farmer could change his cattle against a certain amount of silver and later use a piece of silver to pay his taxes. Thus, valuable metals and other objects became a "value measure", a "means of payment" and a way to "store value" until needed.
The first coins
About 2,600 years ago, the first coins were produced in Asia Minor.
Antique Greeks quickly picked up this new idea and began producing silver and bronze coins, such as the dragon of silver. These early coins contained a specified amount of metal with a certain value. And to guarantee this amount of weight, the coin was stamped by the king, city or country that issued them.
The coins were comfortable, because they could count instead of weighing. Because these new coins were an appropriate "payment agent" that gave confidence, they contributed greatly to increasing trade in antiquity.
The first European currencies
In order to guarantee the value of coins, the kings and governments controlled their production carefully.
In ancient Rome the coin production took place in Juno Moneta's temple - from there the English word "money" comes.
When the Roman empire later expanded, other mines opened, and the same Roman coin was accepted as payment across Europe, from the British Isles to Turkey - the first pan-European currency.
When the Roman empire fell apart and Europe's nations began to appear, each country retained control over its own coinage.
From these European nations we took over the many coins and currencies that existed before the euro. These were often named after units of measure, such as the Italian lira and the Finnish soil, because the coins originally contained a certain amount of gold or silver.
A problem with many currencies is that the exchange rate between the currencies can vary considerably depending on how the individual economies succeed. Trade between countries therefore becomes a risky activity, which seems to hamper such trade.
Now I want to introduce the new human currency: VIC, which stands for virtual individual currency, which means that each individual should have his own currency and a constant monthly income of 100,000 regardless of age, sex or employment. It's your choices in life that will determine your currency and thus determine how much you can do for these 100,000. Choosing education, school, industry, business, health activity like exercise, meditation, etc.
In other words, your 100,000 are not the same as any other person's 100,000. How much these 100,000 are worth and how much you can do for them depends on your VIC (Virtual Individual Currency).
Our financial system forms a large part of our behaviors and mindset.
Just as in the experiment where first monkey currency was created to see monkeys behaviors, as I mentioned in the previous article, "https://www.mynewsdesk.com/se/pressreleases/proposals-for-a-new-financial-system-for-individual-currency-has-been-sent-to-the-swedish-riksbank-and-finansinspektionen-1914764", where the result of our behavior depends on how the experiment presented.
You have been given 1000 €. It’s yours now. You can do whatever you want with it. Now you get opportunity to win more money. You now have to choose to either :
Take a risk (bet your 1000€)
Heads = you get 1000€ more
Tails = you get 0€ more
Play it Safe
You just win 500€ more with certainly
Most people play it safe here. Just takes 500€.
Now same problem set up little bit differently:
You have been given 2000€. You have to choose either:
Take a risk
Heads = you lose 1000€
Tails = you lose 0€
Play it Safe
Just lose 500€ with certainty
Here the majority chooses to risk. Nobody want to give away 500€. They take a risk.
Chances and risks are equal in both cases: 50%, but our behavior depends on how the experiment is presented.
I would like to say that the results of our behavior depend on how the tool we use is presented. In order to get the desired result of our behavior, we must create the right conditions for what goes together with our psychology, behavior and natural structure.
The new financial system will change our behavior patterns, our way of thinking about money and thus lead to a better world.
"Dr. King believed that there were two types of laws in this world, those created by a higher power, and those created by humans. And not until all the laws created by humans were consistent with the laws created by a higher power, we will live in a just world. ”
This system will be called: VIC - "Virtual Individual Currency", and the purpose of this currency will be to change, prevent and improve the patterns in our mindset to bring out the behavior we desire that leads to the person's own or the environment's best.
For many, it's nightmare when technology takes over massive jobs and become automated. Many will be unemployed. The VIC system is the perfect solution for it too.
Wages between women and men will be equal in 2045 in Sweden. I think until the year 2045 we will be able to introduce the VIC system, where everything is equality from the beginning.
Half the world is connected and has internet access. This VIC system is possible now!
I want to invite people behind services and apps like PayPal, Klarna, Facebook and Remente to come forward and help me build a prototype of this system and test / experiment it in selected areas of the world. I need these people to think together about all the details that may occur, such as How the EU's activities will be financed, etc.
Please ask me any questions that may arise and I will try to answer them as soon as possible.
And always remember : People who are crazy enough, to think that they can change the world, are the ones who do !
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Contributor: Etibar Namazov
E-mail: JudsonBrewerStickers@gmail.com / email@example.com