Choosing a car is time consuming and stressful. There are so many factors to consider like how often will you use it, the running costs and simple factors such as do you want a 3 or 5 door car. Once you’ve made the purchase, either through having spent your savings or using car finance, you’re stuck with your choice, making it vital for you to choose the correct car for you according to your future potential needs.
When buying a new car, there are a lot more options available than previously existed, so it is recommended that you read up on the model you are thinking of buying. This is because some options that were available earlier on a certain model may no longer be available or might have changed. For example, you might have been able to buy a car with no digital options whereas now you can get Bluetooth and satellite navigation installed.
If you are buying a used car you have to be careful. Buying a new car is generally seen as a safer option as there is a warranty and no hidden risks. Although when you buy a new car and if you are using car finance make sure your finance is provided via a creditable source. One source of car finance is car leasing that allows you to pay on a monthly basis for the use of the car and when the contract ends you either return the car to the finance company or you can buy it yourself.
It is well known that car salesman make most of their income through commission, so it is their interests to get you to spend as much as possible when making your purchase. They will want to get a maximum return on the sale and generally selling additional services is one way for them to increase this. Of course some people do actually want optional extras in their car such as Bluetooth connectivity or having an integrated sat nav system but most of the time it’s the pressure of the salesman that makes them think they need more than they actually do. To avoid this, set a budget of how much you are willing and able to spend on a new car and don’t go above it, no matter how much pressure the salesman puts on you.
An even better idea is to use reverse psychology and make it seem that you are offering the salesman a deal. If there is a car available that you like, ask him if he can add any extras for free or haggle the price down a bit and if it’s a sensible and reasonable offer he will accept it as he will get some form of commission in any case. If you are purchasing your car using car finance then try to negotiate down the monthly rate to give yourself a significant saving.