UK Government

Directgov: Get the lowdown on personal finance with Directgov

Press Release   •   Dec 04, 2009 11:22 GMT

Directgov provides impartial online personal finance information and tools

·        Benefits and financial support information
·        Managing Money
·        Pensions
·        Managing debt
·        Education

As the Pre-Budget Report approaches, those looking to get their finances into shape can access easy-to-understand, official and up-to-date impartial information and tools on Directgov, the Nation’s Official Website (www.direct.gov.uk).

Directgov’s Money, Tax and Benefits section brings together information from HM Revenue and Customs, Department for Work and Pensions (DWP) and HM Treasury in one easy-to-access place.

Find a huge range of information to help guide you through all areas of finance - from an online Benefits Adviser to help identify benefit entitlements, information on financial support for parents and children, through to guidance on saving money.

As well as information, there are a number of handy tools to help people manage their money, including a budget calculator and pension credit calculator. There is also a range of videos to help explain to people what happens if you are in rent or mortgage arrears..

All of the information is written in plain English to make it clear and easy to understand, so for finding information about all things finance related from budgeting to benefits,  Directgov is an official resource for you and your readers.

Money, Tax and Benefits http://www.direct.gov.uk/en/MoneyTaxAndBenefits/index.htm

Information available on Directgov:

Benefits and Financial Support

· Find out what benefits and support you may be entitled to

· Benefits Adviser online tool, answer questions anonymously online about your savings, income and outgoings, to get benefits advice, for you or on behalf of someone else.

· Understanding the benefits system, find out who pays benefits, who is eligible, how they are paid and where to get advice

· Tax credits and child benefit, check if you qualify for tax credits by completing a quick questionnaire and learn about how and where to claim for child benefits

Managing Money

· Reviewing your current finances, find out how to review your finances and use the FSA budget calculator to work out your disposable income each month

· Planning for buying a home, information on mortgages, how to choose one, key steps to follow when buying a mortgage and a calculator to help you work out what mortgage you may be eligible for.

· Bank accounts and banking products, learn about types of bank accounts and products to help you find the best way of banking for you

· Savings and investments, find out about the main ways in which you can save money with information on ISAs, shares, trusts and investment funds, investment in property, bonds, Child Trust Fund and National Savings and Investments

. Insurance, types of insurance and how to shop around, where to go for insurance advice and protecting your income, loan or credit payments

· Keeping your money secure, information on how to help protect yourself from financial scams and identity fraud and how to protect your money and personal information

· Citizen rights, find out about your rights depending on your situation in your life, including consumer rights, making a complaint against private industry and making a complaint against government or public bodies

· Financial problems and complaints, know your financial rights and find out how to complain about a financial product or advice

Pensions and retirement

· State pension, understand the state pension and apply for a state pension forecast online

· Company and personal pensions, learn about company and personal pensions and the Pension Tracing Service

· Pension credit, find out about pension credit and get a pension credit estimate with Directgov’s pension credit calculator

·  Retirement planning, information on how to plan for a retirement, what to do if you’re about to retire and how to save for retirement

Managing Debt

· Plan your way out of debt, information on how to prioritise debt, consolidate debts, budget, deal with debt problems and obtain advice and support on debt

·  Debts and arrears, what to do if you are experiencing problems paying your mortgage, falling behind in your rent, have overdue utilities bills, overdrafts and bank debts, are dealing with loan sharks and bailiffs and debt collectors. Access online videos explaining what to do if you are in rent or mortgage arrears

· Court claims and bankruptcy, what happens and what you need to do if someone makes a County Court Claim saying you owe them money. Advice on what happens when you become bankrupt

Education

· Financial support available, find out what extra help and support is available

· Student finance, an introduction, applying for student finance, tuition fees, paying off student loans

· The cost of learning, information on the cost of education

Notes to editors

For more information about Directgov contact: helen.beckett2@directgov.gsi.gov.uk or 020 7829 3817

Notes to editors

  • Directgov is the Nation’s official website and  provides user-friendly, 24/7 information on government services – including education, transport, tax, crime, the environment, employment – all in one place and in plain English.
  • As well as being available on the website www.direct.gov.uk, which now attracts up to 20 million visits a month, it can also be accessed on any internet-enabled mobile phone, and on TV.
  • In June 2009, the site received its 250,000,000th visit.
  • Please note: Directgov is spelt as one word and with a lower case 'g'

Contacts

NDS Enquiries
Phone: For enquiries please contact the above department
ndsenquiries@coi.gsi.gov.uk