The Insurance Industry in El Salvador, Key Trends and Opportunities to 2018 - Market Analysis,Trends

Blog post   •   Sep 19, 2014 04:57 EDT

El Salvador is one of the most competitive insurance industries in the Central American Region, with 21 insurance companies operating as of 2012. However in terms of its market size, the country stood fourth after Panama, Costa Rica and Guatemala. The Salvadoran insurance industry grew at a compound annual growth rate (CAGR) of 4.1% during the review period (2009−2013), and is expected to post a CAGR of 3.4% over the forecast period. 

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The main growth drivers are expected to be the implementation of the new health insurance law which will bring down medicine prices, the efficient regulatory system and the recovery of the Salvadoran economy. El Salvador has one of the most regulated insurance industries in the Central American Region. In 2013, the Salvadoran government enacted several favorable legislations, such as the approval of new regulations for medication, which are expected to support the growth of health insurance category over the forecast period.


This report provides a comprehensive analysis of the insurance industry in El Salvador:
It provides historical values for the Salvadoran insurance industry for the report’s 2009–2013 review period and forecast figures for the 2013–2018 forecast period.It offers a detailed analysis of the key segments and categories in the Salvadoran insurance industry, along with forecasts until 2018.It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions.It profiles the top insurance companies in El Salvador, and outlines the key regulations affecting them.

Table of Contents

1 Executive Summary

2 Introduction2.1 What is this Report About?2.2 Definitions2.3 Methodology

3 Salvadoran Insurance Industry Overview3.1 Salvadoran Insurance Industry3.2 Key Industry Trends and Drivers3.3 Challenges

4 Industry Segmentation4.1 Life Insurance4.1.1 Individual whole life insurance4.1.2 Individual pension insurance4.1.3 Other life insurance4.1.4 Group life insurance4.2 Non-Life Insurance4.2.1 Property insurance4.2.2 Motor insurance4.2.3 Liability insurance4.2.4 Marine, aviation and transit insurance4.3 Personal Accident and Health Insurance4.3.1 Personal accident insurance4.3.2 Health insurance4.4 Reinsurance

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