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Introducing Advanced Driving Instructor: Drive better on every trip with Discovery Insure’s new AI coach

Johannesburg, 19 January 2026 – Discovery Insure launches Vitality Drive Advanced Driving Instructor, an AI-powered driving coach designed to help people improve their driving – one behaviour at a time.

Now available on the Discovery Insure app as an update, Advanced Driving Instructor analyses individual driving data to deliver hyper‑personalised feedback that helps Discovery Insure clients improve their driving habits, reduce accident risk and earn more rewards through the Vitality Drive programme.

“Advanced Driving Instructor embodies our belief that insurance should not only protect clients after an incident, but also actively help prevent risk,” says Robert Attwell, CEO of Discovery Insure. “Through the Vitality Drive programme, we’ve already seen an 80% reduction in accident fatality rates, which is a testament to how this model helps thousands of our clients to drive better. Advanced Driving Instructor takes this impact further by helping each driver address their unique risk patterns behind the wheel.”

ADI intuitively responds to each driver’s unique ‘driving signature’

Every driver’s behaviour is unique – shaped by their habits, decisions and routes. Two people may drive the same route, but experience entirely different levels of risk.

Harnessing AI alongside Discovery Insure’s proprietary algorithms and telematics data, Advanced Driving Instructor interprets each driver’s unique driving signature to deliver personalised, real-time guidance.

“One of Advanced Driving Instructor’s most intelligent innovations is its ability to issue location alerts – based on specific road segments where a driver consistently engages in risky behaviours, such as harsh braking or sharp cornering. As a driver approaches one of these zones, Advanced Driving Instructor provides a gentle voice alert that allows drivers to correct risky habits before they repeat them,” explains Attwell.

Overall, Advanced Driving Instructor provides:

  • Tailored driving tips: Personalised driving guidance based on each driver’s driving patterns and the unique goals Advanced Driving Instructor has set for them (including location-based alerts).
  • Personalised goals: In addition to the weekly Vitality Drive ring, clients will have a new monthly Personal Driving ring to close by meeting the behavioural and location-based goals set for each driver. Through these personalised goals, drivers will know exactly which behaviours to improve on and where they frequently experience risky events (reducing their safety on the road and costing them Vitality Drive points).

Helping drivers set smarter goals, earn better rewards, and drive more safely

Advanced Driving Instructor also offers next-best-action goals to help clients engage more with the Vitality Drive programme and boost their rewards. These goals include reminding clients to visit a Tiger Wheel & Tyre to install their Vitality Drive sensor or swiping their Vitality Drive Card when filling up at bp and Shell garages to earn fuel rewards.

Drivers can earn up to 750 Ðiscovery Miles each month for completing Advanced Driving Instructor’s personalised driving goals – separate from Vitality Active rewards goals. And as they become better drivers, they earn Vitality Drive points and chart their course to a higher Vitality Drive status.

A new era of personalised road safety

“We’re harnessing this era of personalised safety technology to transform how we empower our clients to improve their driving in ways that are practical, achievable and meaningful. By combining behavioural science, real-time intelligence and our telematics capability, we can support safer choices behind the wheel and contribute to safer roads for all,” adds Attwell.

“Simply put, Advanced Driving Instructor takes complex data and simplifies it into clear, personalised guidance, helping clients to become safer drivers while rewarding every positive step forward.”

“We are excited to see how the the Advanced Driving Instructor contributes to a future where safer driving becomes the norm across South Africa.”

NOTE TO EDITORS:

Read more about the Vitality Drive programme.

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About Discovery

Discovery Limited is a South African-founded financial services organisation that operates in the healthcare, life assurance, short-term insurance, banking, savings and investment and wellness markets. Since inception in 1992, Discovery has been guided by a clear core purpose – to make people healthier and to enhance and protect their lives. This has manifested in its globally recognised Vitality Shared-Value insurance model, active in over 40 markets with over 40 million members. The model is exported and scaled through the Global Vitality Network, an alliance of some of the largest insurers across key markets including AIA (Asia), Ping An (China), Generali (Europe), Sumitomo (Japan), John Hancock (US), Manulife (Canada) and Vitality Life & Health (UK, wholly owned). Discovery trades on the Johannesburg Securities Exchange as DSY.

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