The European Banking Authority (EBA) has published today its final draft on strong customer authentication and common and secure communication. It will pave the way for an open and secure market in retail payments in the European Union.
EBA informs that "communication between account servicing payment service providers (ASPSPs), account Information service providers (AISPs) and payment initiation service providers (PISPs), the EBA has decided to maintain the obligation for the ASPSPs to offer at least one interface for AISPs and PISPs to access payment account information. This is linked to the PSD2 no longer allowing the existing practice of third party access without identification (at times referred to as ‘screen scraping' or, mistakenly, as ‘direct access') once the transition period provided for in PSD2 has elapsed and the RTS applies."
EID hubs will be able to assist AISP and PISPs moving to strong authentication cross-Europe