Azets users can now access Holvi business accounts directly via BaaS model

Azets and Holvi have entered into a strategic partnership that integrates business account services directly into Azets’ financial management software through a Banking as a Service (BaaS) model. Azets clients can now open and manage a Holvi business account (Azets Business Account) directly within the software – eliminating the need for separate banking arrangements.

Holvi provides a secure and reliable banking interface, enabling payments to be made directly from the accounting system. The business account includes all essential financial tools: accounts, including payment accounts with interest, payment cards, as well as SEPA and international transfers – all within a user-friendly and secure application. Holvi’s business account features bank-grade security, biometric login, and multi-factor authentication.

Account setup is streamlined and delivered as a service via Azets. The process is particularly well-suited to international clients, as onboarding is handled directly through Azets, with the possibility of reusing previously submitted documentation. Accounts are automatically linked to Azets’ systems, ensuring a seamless all-in-one experience.

This collaboration supports both international enterprises and domestic SMEs in simplifying their financial administration. The Holvi business account integrates smoothly with Netvisor and Azets Payment Service (powered by Nomentia Cash Management).

"Through this partnership, we can offer our clients enhanced security. Payment fraud and denial-of-service attacks are on the rise, and risks can be mitigated by using a dedicated payroll account, for example," says Elina Jyväsjärvi, Business Line Lead at Azets.

"By combining Nomentia Cash Management, offered through Azets Payment Service, with Holvi’s business account solution (Azets Business Account), we are able to provide clients with secure and modern payment solutions. SEPA Instant payments accelerate cash flow, which is visualised in the Liquidity forecasting module. Security is further supported by risk-based tools such as payee verification (VoP), anomaly detection in payments, and the Sanction Screening tool designed for global markets," Jyväsjärvi continues.

"We are delighted to partner with Azets and to offer business account services to users of Azets, Netvisor, and Nomentia. This enables entrepreneurs to manage their company’s finances through a single, unified interface," says Tuomas Toivonen, CEO of Holvi.

Media contacts:

Azets
Juha Pohjola, Product owner and Team Leader, Travel and Banking
juha.pohjola@azets.com
+358438243518

Holvi
Tuomas Toivonen, CEO, Holvi Payment Services Oy
toivotuo@holvi.com
+358 400 616 499

About Azets
Azets is an international business advisory group, with 9,000 local experts in 190 locations across eight countries, backed by progressive technology. We are united by one clear purpose: to improve the lives of our clients, colleagues and communities in a sustainable way.

100,000+ clients on unique journeys trust us to meet their immediate and evolving needs, remove barriers, and deliver sustained outcomes so they can move forward with confidence. azets.com/fi-en

About Holvi
Holvi was born out of a desire to simplify the everyday life of entrepreneurs. At the heart of the service is a fully digital business account and a comprehensive set of financial management tools. With Holvi, businesses can efficiently manage invoicing, online sales, purchase invoices, expense tracking, and preparatory bookkeeping. When all financial matters are conveniently in one place, time-consuming distractions are eliminated, making it easier to focus on growing the business. Holvi was founded in 2011 in Helsinki and holds a payment institution license granted by the Finnish Financial Supervisory Authority, enabling operations throughout the European Economic Area. Holvi has offices in Helsinki and Berlin.