Working Capital Loans For Business

Working capital loans are effectively business cash advances. They are designed to help you bridge gaps when trading is a little slow, or when you’re waiting for payments from suppliers. They are ideal for keeping up your cash flow for wages, stock, purchases and everyday costs.

While small business loans are generally used for new ventures and capitalizing on cheaper stock rates from buying in bulk, working capital loans are ideal for smaller, everyday ventures such as a new marketing idea or utlising a discounted rate from a supplier. Business funding like this is difficult and time-consuming to get from banks, but that’s why a service such as ours is ideal.

Funding for your eBay shop or Amazon store can be difficult to get hold of too, as many financial institutes aren’t keen on lending to ‘digital companies’. We have taken a different route as we can see from your previous trading how you are more likely to be able to pay the loan back, and our rates aren’t expensive too, as you can pay the working capital loan back as soon as you like.

How eBay and Amazon Loans Work

eBay loans are based off your previous trading history as an eBay seller. Amazon is slightly different but works on the same principle. We lend money to small businesses that pay the money back through their ecommerce site, such as the Magento, or from their eBay or Amazon sales.

This type of lending has revolutionised the way that businesses looking to borrow money in the UK. Amazon loans are ideal for those that can make much higher savings from buying their stock in bulk. This sort of cash advance means that you can increase your profit margins and take advantage of the capital that is available from iwoca.

This sort of short term financing is ideal for small businesses that are looking for a loan up to £50,000. We take into consideration your past trading results and give you an answer within minutes. The money can be in your bank very quickly and that means if there is a deal to be capitalised upon then you can jump at the chance. This is why our working capital loans and business cash advances are loved by our clients.

Fast Business Loans For Opportunities

If there is an easy way for getting a fast business loan then you should take it. Your business will not grow as successfully if you don’t take a chance. If your cash flow is running low but there is an opportunity that cannot be missed then you need to borrow money.

Borrowing a small business loan will not only give you the financial freedom to make the most of those opportunities, but it gives you peace of mind when it comes to paying bills on time. Many suppliers of yours can be late with payments or there may be a lull in working capital, but that’s where we can assist.

Our working capital loans are ideal for small businesses, such as those eBay stores or Amazon store holders that need some investment to kick start business growth.